Bank And ATM on Kona airport

Banking and ATM Services Rules at

Kona International Airport (Kona Airport - KOA)

Banking and ATM Services at Kona International Airport (Kona Airport – KOA)

Travelers at Ellison Onizuka Kona International Airport on the Big Island of Hawaii can access a variety of ATM services to manage their financial needs during their time at the airport. While KOA does not house full-service bank branches, several ATMs are conveniently located throughout the terminal area, offering reliable access to cash and basic banking functions for both domestic and international passengers.

Whether you’re arriving, departing, or waiting for a connecting flight, these ATM machines allow you to withdraw cash, check balances, or complete simple banking transactions without leaving the airport premises.

ATM Services at Kona International Airport

1. Bank of Hawaii

One of the most established financial institutions in the state, Bank of Hawaii maintains ATM machines at Kona Airport for traveler convenience.

ATM Locations at KOA:

  • Near baggage claim areas

  • Close to the public waiting zone outside the main terminal

Services Offered:

  • USD cash withdrawals

  • Balance inquiries

  • Funds transfers between linked accounts

  • Mini transaction statements

Accessibility Features:

  • ADA-compliant with Braille keypads and user-friendly interfaces

2. First Hawaiian Bank

As the state’s oldest and largest bank, First Hawaiian Bank offers reliable ATM access at KOA for both residents and visitors.

ATM Locations at KOA:

  • Near ticketing and check-in counters

  • Outside the terminal exit, near shuttle pickup zones

Services Offered:

  • Cash withdrawals in various denominations

  • Account balance checks

  • Internal transfers

  • Printed summaries of recent activity

Additional Details:

  • Compatible with most major debit and credit cards, including international networks

  • Fees may apply for non-customers

3. American Savings Bank

Known for its community-focused approach, American Savings Bank provides ATM access for travelers who bank locally or are visiting from other parts of Hawaii.

ATM Locations at KOA:

  • Near security screening areas

  • Adjacent to general seating areas

Services Offered:

  • USD withdrawals

  • Checking and savings account balances

  • Transfer capabilities between linked accounts

  • Mini statements

Accessibility:

  • Braille keypads and screen height compliance for ADA users

International Access and Currency Exchange

While Kona Airport does not feature dedicated currency exchange counters, many of its ATMs accept international debit and credit cards. These machines allow travelers to withdraw U.S. dollars directly from foreign accounts, subject to card issuer fees and exchange rates.

For travelers needing full-service currency exchange, the closest alternatives are located off-site in Kailua-Kona town, including:

  • Local bank branches such as Bank of Hawaii and First Hawaiian Bank

  • Currency exchange services available at nearby resorts or shopping centers

Safety and Security

All ATM locations at KOA are placed in well-lit, monitored areas of the airport. Machines are equipped with anti-skimming technology to help protect users from fraud. It’s advised that travelers shield their PIN, avoid displaying large amounts of cash in public, and report any suspicious activity to airport security staff.

Traveler Tips

  • Withdraw Before You Go: ATMs may have per-transaction limits. If you need larger sums, consider withdrawing cash in advance or visiting a local bank.

  • Mind the Fees: Non-bank customers may incur transaction fees. Check with your financial institution for specifics on international or network surcharges.

  • Accessibility: All ATMs at KOA meet ADA standards. For additional assistance, travelers can request help from airport personnel.

  • Short Walking Distance: Due to the open-air layout of Kona Airport, all ATM locations are within a short walking distance from check-in, baggage claim, and ground transportation areas.

Kona International Airport’s banking and ATM services are designed with traveler convenience in mind. Whether you’re accessing funds before a scenic drive around the Big Island or need a quick withdrawal after landing, the airport’s selection of ATMs offers secure and reliable service. With machines from top local banks like Bank of Hawaii, First Hawaiian Bank, and American Savings Bank, passengers can manage their finances with ease as they begin or end their journey through Kona.