Kona International Airport (Kona Airport - KOA)
Travelers at Ellison Onizuka Kona International Airport on the Big Island of Hawaii can access a variety of ATM services to manage their financial needs during their time at the airport. While KOA does not house full-service bank branches, several ATMs are conveniently located throughout the terminal area, offering reliable access to cash and basic banking functions for both domestic and international passengers.
Whether you’re arriving, departing, or waiting for a connecting flight, these ATM machines allow you to withdraw cash, check balances, or complete simple banking transactions without leaving the airport premises.
One of the most established financial institutions in the state, Bank of Hawaii maintains ATM machines at Kona Airport for traveler convenience.
Near baggage claim areas
Close to the public waiting zone outside the main terminal
USD cash withdrawals
Balance inquiries
Funds transfers between linked accounts
Mini transaction statements
ADA-compliant with Braille keypads and user-friendly interfaces
As the state’s oldest and largest bank, First Hawaiian Bank offers reliable ATM access at KOA for both residents and visitors.
Near ticketing and check-in counters
Outside the terminal exit, near shuttle pickup zones
Cash withdrawals in various denominations
Account balance checks
Internal transfers
Printed summaries of recent activity
Compatible with most major debit and credit cards, including international networks
Fees may apply for non-customers
Known for its community-focused approach, American Savings Bank provides ATM access for travelers who bank locally or are visiting from other parts of Hawaii.
Near security screening areas
Adjacent to general seating areas
USD withdrawals
Checking and savings account balances
Transfer capabilities between linked accounts
Mini statements
Braille keypads and screen height compliance for ADA users
While Kona Airport does not feature dedicated currency exchange counters, many of its ATMs accept international debit and credit cards. These machines allow travelers to withdraw U.S. dollars directly from foreign accounts, subject to card issuer fees and exchange rates.
For travelers needing full-service currency exchange, the closest alternatives are located off-site in Kailua-Kona town, including:
Local bank branches such as Bank of Hawaii and First Hawaiian Bank
Currency exchange services available at nearby resorts or shopping centers
All ATM locations at KOA are placed in well-lit, monitored areas of the airport. Machines are equipped with anti-skimming technology to help protect users from fraud. It’s advised that travelers shield their PIN, avoid displaying large amounts of cash in public, and report any suspicious activity to airport security staff.
Withdraw Before You Go: ATMs may have per-transaction limits. If you need larger sums, consider withdrawing cash in advance or visiting a local bank.
Mind the Fees: Non-bank customers may incur transaction fees. Check with your financial institution for specifics on international or network surcharges.
Accessibility: All ATMs at KOA meet ADA standards. For additional assistance, travelers can request help from airport personnel.
Short Walking Distance: Due to the open-air layout of Kona Airport, all ATM locations are within a short walking distance from check-in, baggage claim, and ground transportation areas.
Kona International Airport’s banking and ATM services are designed with traveler convenience in mind. Whether you’re accessing funds before a scenic drive around the Big Island or need a quick withdrawal after landing, the airport’s selection of ATMs offers secure and reliable service. With machines from top local banks like Bank of Hawaii, First Hawaiian Bank, and American Savings Bank, passengers can manage their finances with ease as they begin or end their journey through Kona.